Western United Life Assurance Company

Western United Life Assurance Company

Western United Life Assurance Company, a member of the ManhattanLife group of companies, is a Washington-based life insurance company headquartered in Spokane, Washington. We are the Home Office for the Western United Life Assurance Company and the Annuity Operations Office for Manhattan Life Insurance Company.

We market and distribute a competitive line of short to mid-term fixed rate Annuity products as well as competitive Medicare Supplement insurance policies in select states. Since 1963, Western United has proudly served its contract and insurance producers by providing excellent products and customer service.

If you are 65 or older; under 65 with certain disabilities; or any age with End-Stage Renal Disease, you qualify for Medicare. Medicare and Medicare Supplement policies are divided into standardized plans that offer the same coverage, despite the provider. Medicare alone covers only Part A and Part B:

  • Part A (Hospital Insurance) helps cover inpatient care in hospitals as well as skilled nursing facilities, hospice, and home health care.
  • Part B (Medical Insurance) helps cover doctors’ and other health care providers’ services, hospital outpatient care, durable medical equipment, and home health care as well as preventive services to help maintain your health and to keep certain illnesses from getting worse.

Medicare Supplement insurance is often referred to as Medigap because it fills the gaps in coverage that are left by Medicare. For example, if you would like supplemental coverage for hospitalization costs, you can purchase a supplemental plan that provides extra benefits for hospitalization.

Medicare Supplement policies are standardized and regulated by the federal and some state governments, so searching for one is simple. When you shop for Medicare Supplement coverage, remember that the benefits for each policy are the same regardless of which company you select. The only difference will be the prices you pay for each policy as well as how a company determines rate increases.

Medicare and Medicare Supplement plans only cover one person, so you can choose the plan that fits the exact specifications you require.